The Account will let members have access to
The Cards
The Debit cards offers members a range of products and value-added services intended to make the banking experience of every member easy.
Financial Inclusion
The financial inclusion project aims to provide Zambians large unbanked communities with affordability and accessibility for their everyday banking needs.
Platforms
Countrywide Cooperative were instrumental in the design & implementation of the NASCU platform that is issuing Mastercard & Union Pay debit cards
Products
Countrywide provides its members will full banking products for both personal and SME business. This also includes an accounting and loan management platform
THE CARDS
The Card product offers members a range of products and value-added services intended to make the banking experience of every member easy. It will offer the following benefits in order to address the challenges mentioned earlier;
- Accounts for Members: Opening individual accounts for group members can empower holders to manage their money individually.
- Mobile Application: A mobile platform will enable members to check on their savings, their loan balance and also allow account holders to send money, withdraw cash, pay back their loans, buy shares quicker etc.
BANKING PRODUCTS
Countrywide provides its members will full banking products for both personal and SME business
Loan Products
We are working at streamlining our processes to empower our teams in the rural areas to increase efficiencies in the delivery of services to rural customers. Our technology team is developing a mobile banking app for Countrywide Cooperatives and CoopAgri, to enable our partners in rural areas provide doorstep services and capture and submit loan applications on real-time basis.
The banking app also gives indicative eligibility for new loan applications and deviations on product lending norms. This has shortened the turnaround time in responding to the needs of rural customers and …..
BANKING PLATFORMS
Countrywide Cooperative were instrumental in the design and implementation of the NASCU platform that is issuing Mastercard and Union Pay cards.
The platform will be rolled out to all partner cooperatives and shall introduce a secure, efficient and transparent electronic payment system to streamline and automate payments including payroll, loans, and disbursements to cooperative members. This initiative includes the issuing of Mastercard and Union Pay contactless debit payment cards.
Understanding that Savings and Credit unions provide a vital role in providing financial services to the economy Countrywide has made a major step forward in the strategy to create a cashless society and build an inclusive financial sector that supports the socio-economic development of the country.
FINANCIAL INCLUSION
The financial inclusion project aims to provide ordinary Zambians with affordability and accessibility for their everyday banking needs. The program shall offer safer, faster and more efficient ways for Zambians to manage their finances. This is in line with Zambia’s National Financial Inclusion Strategy, which aims to increase financial inclusion from 59 percent to 80 percent. Countrywide working with Mastercard International and Union Pay International aims at achieving milestone.
The banking app allows members to have direct visibility of the status of the various accounts. This is accessible 24/7. The application also gives indicative eligibility for loan applications and other products.
